Dental insurance yet again...

Some Dental Insurance FAQs and problematic issues.

Your spouse may be added by you to your insurance within 60 times of the qualifying function, in this situation, the termination of work. If your spouse wasn't added by you within this time period, you should wait before the next Advantage Selection open enrollment interval, that is usually throughout the month of May.

What happens to my dental insurance in case of a layoff, sickness, or additional kinds of leave? 

Your dental insurance may be continued during sickness, seasonal layoff, family and medical or educational leaves without pay. The State contribution continues to be compensated and the worker is charged monthly by the UPB Benefits Services workplace for any insurance premium previously deducted from your pay check. Premium expenses are sent to the home addresses of workers off the paycheck. The first bill may reach about the same period because the first pay check is skipped and then month-to-month thereafter. The statement may be itemized and arrives within 10 days. Failure to spend a premium statement may end in termination of the dental, health, and vision coverage till the member returns to work. Re-registration in some strategies may be topic to signs of health.

What happens to my dental insurance throughout a period of time of personal leave without pay? 

Members on private leave without pay may continue coverage for two years subject to the member's payment of a large number of the premium, including the company share. Monthly premium bills will be received by employees on personal leave from the UPB Benefits Services office. Premium expenses are sent to the home addresses of workers off the paycheck. The first bill may reach about the same period because the first pay check is skipped and then month-to-month thereafter. The statement may be itemized and arrives within 10 days. Failure to spend a premium statement may end in termination of medical, vision and dental coverage till the member returns to work. Re-registration in some strategies may be topic to signs of health.